Payment, Financial Aid, & Alternative Payment

Professional Graduate Programs

Payment, Financial Aid, & Alternative Payment

When to Pay | How to Pay | Financial Aid & Alternative Payment | Consequences for Non-Payment | Refunds

When to Pay: Deadlines

All students who register for courses incur a financial obligation (tuition and fees) to the University. Student Financial Services generates electronic bills on the 25th day of every month (viewable online the 26th). The due date is the 20th day of the following month. Student Financial Services sends e-bills to the email address on record. Students are encouraged to regularly verify the accuracy of their e-billing address. A paper bill is not sent.

Students are responsible for viewing their billing statements, accessing the current account balance, and determining the payment due date at View Your Monthly Bill. If there are questions, contact Student Financial Services.

Generally, charges associated with registration for an upcoming semester/term first appear on an e-bill according to the following timeline. If you register for a semester/term after an e-bill is generated, then the e-bill associated with that registration would be generated for the following monthly cycle. If payment is not made by the payment due date, 4:30 p.m., see Consequences for Non-Payment.

Semester / Term E-Bill Generated Payment Due
Fall / I 7/25 8/20
Winter / II 11/25 12/20
Spring / III 12/21 1/20
Summer / IV 3/25 4/20

*Note: because December 25 is a holiday, the e-bill is generated on December 21.

Payment Process (How to Pay)

Step #1: Determine Your Account Balance

Step #2: Select Your Payment Method

Step #3: Submit Payment

Financial Aid & Alternative Payment 

Alternative Payment includes Financial Aid, Terp Payment Plan, Third Party Billing, Veterans Benefits, Tuition Remission. If an alternative payment method is used to cover tuition and fees, it is your responsibility to ensure that such payment posts to your student account by the due date. 

Financial Aid: State and/or Federal 

  • Many graduate students are eligible for a range of financial resources to fund their studies including loans (federal and private), scholarships, grants, or institutional aid. For all questions relating to UMD Sources of Funding, contact the Office of Student Financial Aid, at umfinaid@umd.edu.

Financial Aid: UMD Sources of Funding

Financial Aid: International Students

  • International students are restricted in receiving certain types of financial aid. See Available Options.

Terp Payment Plan 

  • A convenient alternative to lump sum tuition payments. By enrolling in the plan, you can make monthly payments with no interest! The Terp Payment Plan may NOT be used for Winter Session, Summer Session, or graduate programs that use the term-based calendar.

Veterans

  • For assistance and information, visit UMD’s Office of Veteran’s Benefits. Veterans are only certified for the current term. Benefits do not automatically roll over from one term to another. To ensure that your student record properly reflects your status, email vabenefits@umd.edu.

Tuition Remission 

  • For professional graduate programs, tuition remission is calculated at the in-state graduate rate. If the program charges a higher tuition, the student is responsible for the difference. Tuition remission does not cover mandatory student services or other fees. Fee payment is required by the posted deadlines. UMD System employees receive authorization from their home institution. UMCP employees work with their department’s human resources staff. See UMCP UHR Tuition Remission. See UMCP UHR Tuition Remission.

Third Party/Sponsored Billing

  • Third Party/Sponsored Billing is when a private or government agency is paying any portion of your tuition or fees and are requesting a bill from the University.

Consequences for Non-Payment

All students who register for courses incur a financial obligation to the University. Failure to make payment by the specified due date will result in a late fee or finance charge and may jeopardize the student's ability to register for the upcoming semester or term. Payment in full must be received before the close of business on the due date to avoid a late fee. In the event the account is not settled by the due date, Student Financial Services will assess the account with a late payment fee of $10 or 5% of the unpaid balance, whichever is higher. Each month thereafter, a finance charge of 1.5% is assessed to the outstanding balance until the account is paid in full.

Students are responsible for viewing their billing statements, accessing the current account balance, and determining the payment due date at View Your Monthly Bill. If there are questions, contact the Financial Service Center.

While the University reserves the right to limit enrollment for financially delinquent students, your registration will not be automatically canceled or withdrawn for non-payment of tuition and fees. Failure to attend class does not result in automatic cancellation. Non-payment cannot be used as a means for dropping a course or canceling registration. Students are ultimately responsible for officially dropping a course, canceling registration, or withdrawing by the posted deadlines to avoid academic and/or financial consequences.

Debts incurred during each semester or term must be satisfied before registration will be permitted. A registration block may be placed on the student account, preventing registration for an upcoming semester or term until all financial obligations are settled, including current fees, parking violations, library fines, medical charges, and other miscellaneous charges. In addition, UMD will deny requests for transcripts or diplomas pending clearance of all debts.

Delinquent accounts will be referred to the State of Maryland's Central Collection Unit (CCU). Accounts placed with CCU will be reported to the credit bureau. CCU will assess a minimum collection charge of 17% of the outstanding debt, plus attorney and court fees, if applicable. UMD and CCU reserve the right to make changes in fees and other charges as may be deemed necessary. These fees are the student’s responsibility.

Refund Policy

The University does not automatically refund a credit balance. To request a refund, see Student Financial Services—Refunds Overview.

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