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Payment, Financial Aid & Refunds

When to Pay | Payment Policy | How to Pay | Financial Aid & Alternative Payment | Consequences for Non-Payment | Refunds

When to Pay: Deadlines

The payment deadlines below (semester or term) shows the payment due date as related to registration. Upon registration, tuition and fees post to the student account. Payment must post within 30 days of registration. If payment is not submitted within 30 days of registration, UMD’s Student Financial Services may assess finance charges. See Billing Overview and scroll down to “Late Fee Policy.”

  • For fall semester / Term I registration only: if you register early, DO NOT submit payment until after July 15. Tuition and fees do not post to the student account until after this date. This is a Student Financial Services system issue.
  • If you are depending on alternative payment—loans, Terp Payment Plan, Third Party Billing—to cover tuition and fees, send an email as soon as you register to oes@umd.edu with such information so that a note is placed on your student account. It remains your responsibility to ensure that complete payment posts to your student account by the due date.

Deadlines for Semester Calendar Programs

Semester If you registered: Payment Must Post:
Fall (16-week) Before July 25 August 20, 4:30 p.m.
On or after July 25 Within 24 hours
Winter (3-week) Before November 25 December 20, 4:30 p.m.
On or after November 25 Within 24 hours
Spring (16-week) Before December 25 January 20, 4:30 p.m.
On or after December 25 Within 24 hours
Summer (6- or 12-week) Before April 25 May 20, 4:30 p.m.
On or after April 25 Within 24 hours

Deadlines for Term Calendar Programs

Term (12-week) If you registered: Payment Must Post:
I (fall) Before July 25 August 20, 4:30 p.m.
On or after July 25 Within 24 hours
II (winter) Before November 25 December 20, 4:30 p.m.
On or after November 25 Within 24 hours
III (spring) Before January 25 February 20, 4:30 p.m.
On or after January 25 Within 24 hours
IV (summer) Before April 25 May 20, 4:30 p.m.
On or after April 25 Within 24 hours

Payment Policy

Payment due dates are determined by the date of a student's initial registration and do not follow UMD’s Student Financial Services standard plan. Payment by the posted deadlines is required. Students are responsible for checking their student account to ensure that full payment has posted. If there is a prior balance and you do not submit payment for this balance, UMD’s Student Financial Services may use your payment to cover this prior balance. 

Should full payment not post, students may be blocked from future registration. Notification of this requirement is sent to the email of record following any add/drop activity. Check your spam folder. No additional reminder is provided. Update your email of record

While the University reserves the right to limit enrollment for financially delinquent students, your registration will not be automatically canceled or withdrawn for non-payment of tuition and fees. Failure to attend class does not result in automatic cancellation. Non-payment cannot be used as a means for dropping a course or canceling registration. Students are ultimately responsible for officially dropping a course, canceling registration, or withdrawing by the posted deadlines to avoid academic and/or financial consequences.

Payment Process (How to Pay)

Step #1: Determine Your Account Balance

Step #2: Select Your Payment Method

Step #3: Submit Payment

Financial Aid & Alternative Payment 

Alternative Payment includes Financial Aid, Terp Payment Plan, Third Party Billing, Veterans Benefits, Tuition Remission. If an alternative payment method is used to cover tuition and fees, it is your responsibility to ensure that such payment posts to your student account by the due date. 

Financial Aid: State and/or Federal 

  • Many graduate students are eligible for a range of financial resources to fund their studies including loans (federal and private), scholarships, grants, or institutional aid. For all questions relating to UMD Sources of Funding, contact the Office of Student Financial Aid, at umfinaid@umd.edu.

Financial Aid: UMD Sources of Funding

Financial Aid: International Students

  • International students are restricted in receiving certain types of financial aid. See Available Options.

Terp Payment Plan 

  • A convenient alternative to lump sum tuition payments. By enrolling in the plan, you can make monthly payments with no interest! The Terp Payment Plan may NOT be used for Winter Session, Summer Session, or graduate programs that use the term-based calendar.

Veterans

  • For assistance and information, visit UMD’s Office of Veteran’s Benefits. Veterans are only certified for the current term. Benefits do not automatically roll over from one term to another. To ensure that your student record properly reflects your status, email vabenefits@umd.edu.

Tuition Remission 

  • For professional graduate programs, tuition remission is calculated at the in-state graduate rate. If the program charges a higher tuition, the student is responsible for the difference. Tuition remission does not cover mandatory student services or other fees. Fee payment is required by the posted deadlines. UMD System employees receive authorization from their home institution. UMCP employees work with their department’s human resources staff. See UMCP UHR Tuition Remission. See UMCP UHR Tuition Remission.

Third Party/Sponsored Billing

  • Third Party/Sponsored Billing is when a private or government agency is paying any portion of your tuition or fees and are requesting a bill from the University.

Consequences for Non-Payment

Failure to make payment by the specified due date will result in a late fee or finance charge and may jeopardize the student's ability to register for the upcoming semester or term. Payment in full must be received before the close of business on the due date to avoid a late fee. In the event the account is not settled by the due date, Student Financial Services will assess the account with a late payment fee of $10 or 5% of the unpaid balance, whichever is higher. Each month thereafter, a finance charge of 1.5% is assessed to the outstanding balance until the account is paid in full.

Debts incurred during each semester or term must be satisfied before registration will be permitted. A registration block will be placed on the student account, preventing registration for an upcoming semester or term until all financial obligations are settled, including current fees, parking violations, library fines, medical charges, and other miscellaneous charges. In addition, UMD will deny requests for transcripts or diplomas pending clearance of all debts.

Delinquent accounts will be referred to the State of Maryland's Central Collection Unit (CCU). Accounts placed with CCU will be reported to the credit bureau. CCU will assess a minimum collection charge of 17% of the outstanding debt, plus attorney and court fees, if applicable. UMD and CCU reserve the right to make changes in fees and other charges as may be deemed necessary. These fees are the student’s responsibility.

Refund Policy

The University does not automatically refund a credit balance. To request a refund, see Student Financial Services—Refunds Overview.

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